Weiss Architecture Studio

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Rise Well

Financial Wellness Money, Money, Money

Some might bury their head in the sand when the topic comes up. Some may not have given it a second thought. Some don’t even flinch and feel very comfortable discussing it. And others might think about it all the time and feel it is a major stressor in their life.

The topic of money is a funny one. Your beliefs about money are formed by the age of 7 and developed by what you see, hear and feel as a young child. Typical throw away comments which children hear such as “money doesn’t grow on trees” or in my case “pennies make pounds and pounds make rich people” will make a significant blueprint on a child’s deep-rooted beliefs and consequently their behaviour as an adult.  In the UK, we don’t have a savings culture.  The average pension pot in the UK is £21,000- that has to last you to the end of your life!  Three-quarters of us worry about money and women and millennials worry the most.

It is only in the last year that I have really paid (!!!) attention to this and started to think about my childhood and how that has shaped my beliefs and behaviour around money as an adult, which being honest is a bit bury my head in the sand/think it is boring/too complicated/nervousness about money running out.

I now consider finance as a major component of wellbeing so much so that it makes up 1/5 of Rise Well’s pillars of wellness.  Being more financially mindful and feeling in control of your finances can bring a lot of calmness. Money is the number 1 stressor in the world so how can this not be a component of overall wellbeing? According to a recent study conducted by global banking and asset management group Close Brothers, “77% of employees say money worries impact them at work”. As we know, stress causes inflammation in your body and chronic inflammation is how we develop diseases as well as poor mental wellbeing. So you can see that this isn’t just bad for individuals it is bad for business and I don’t believe employers can afford (!!!) to ignore it.



Today I was at the ASOS head office for two financial wellbeing workshops I arranged for the business. ASOS asked their employees what causes stress in their lives and money came up as a major issue. By offering employees financial wellbeing education and support, this will help alleviate significant stress and in turn improve performance at work. The sessions were packed out on a sunny Tuesday lunchtime without a single drop out reflecting just how important this topic is to people.

I work with financial wellbeing suppliers who make this topic fun and engaging, NOT dry and boring, (otherwise I wouldn’t work with them). I credit (!!!) them for making me think about my pension for the first time ever. Please get in touch if you would be interested in developing a financial wellbeing programme at your business. Just like mental health, there is stigma around money struggles and the more we talk about it the more calm and empowered we will feel.

My apologies for the terrible puns throughout- anything to make financial wellbeing more fund, I mean fun.